English Lexicon

Creditworthy

/ˈkrɛd.ɪtˌwɜːr.ði/
adjectiveCEFR C1 (Advanced)Top #8500 frequency
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Comprehensive Definitions & Senses

2 senses
As adjective
  1. 1

    Financially sound enough to be trusted with a loan or credit based on a proven history of paying debts on time.

    "The bank evaluated the startup's financial records to determine if it was creditworthy."
  2. 2

    Deserving of trust, confidence, or a favorable financial evaluation.

    "Maintaining a high credit score is essential to prove you are creditworthy to lenders."

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Antonyms & Contrasting Words (1)

Linguistic Origin & Historical Etymology

The term is a compound formed from the noun 'credit' (derived from the Latin 'creditum', meaning 'a loan, thing entrusted to another') and the adjective 'worthy' (from Old English 'weorðe', meaning 'of value, deserving'). It emerged in financial and commercial contexts during the 19th century to describe individuals or entities deemed financially reliable enough to be trusted with borrowed funds.

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